The best available security service for any online retail stores wishing to incorporate a two factor authentication solution is phone verification. A two factor authentication solution is an awesome answer to the many problems fraudsters and thieves pose to the bank accounts of online businesses. Many business owners are intimidated by third party security services because some have the reputation of driving away legitimate customers and are expensive. Phone verification by TeleSign, however, is very well received by customers and is extremely effective, efficient, and simple to use and install. I have been using phone verification as part of my website’s two factor authentication platform for several months and I have not received one complaint from a customer. I have saved plenty of money and have greatly reduced the risk of experiencing another expensive charge back again! The cost of phone verification has been matched and out done by my savings and I am able to pass on lower prices to my customers as a result. If you own, operate, or know someone that owns an e-commerce store, spread the word! Two Factor Authentication by TeleSign helps keep the Internet an efficient business medium! I will continue to educate friends and peers on security tools by TeleSign!