If you own or manage an E-commerce business you know how hard it is to flag fraudsters and online criminals from your secure website.  Fraudsters and online criminals cause major problems for business owners ans its users.  Chargebacks are a major issue for both the user and business owners.  But the business owner gets the worst of it because he or she has to return the charge on the account andloses their merchandise.  If a business owner has too many chargebacks in one year it can ruin a business.  Not only does it cost them money but it is very time consuming as well. To avoid fraudulent transactions Telesign has implemented Phone Verification for users to enter a predetermined phone number while registering for an account.  Each time a user registers or makes a transaction a temporary PIN number will be sent via SMS Message or Voice Call for security.  The PIN number must then be entered into the system for further access.